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About us
- Competitive product proposition, fitting a wide array of borrower needs
- Flexible criteria, serving UK, expat, and non-resident borrowers
- Digital-first customer experience, saving time and effort along the way
What we do
Our team
Solving an important problem
At Molo, we are on a mission to transform the mortgage industry by addressing the challenges that have long frustrated customers looking for a mortgage. Our journey began with a simple realization – applying for a mortgage was a slow and manual process, burdened by paperwork and prolonged decision times… And there simply had to be a better way!
Molo’s mission stems from this frustration, with a commitment to achieve the following:
- Provide customers with better outcomes in terms of speed, convenience, cost, and accessibility to the mortgage market.
- Enhance housing affordability for customers.
- Reduce risk and operational costs, contributing to a more efficient and sustainable mortgage ecosystem.
Building a team
Transforming this mission, we assembled a team of ambitious individuals with expertise in technology, banking, mortgages, and customer experience.We have collaborated with several partners and have built a digital proposition poised to disrupt the conventional mortgage application process.
Entering the UK buy-to-let market
Molo officially launched in 2019, offering buy-to-let mortgages to the market and quickly receiving recognition, with Credit Strategy Lending naming Molo as Best Online Mortgage Lender, Best Brand, and Gamechanger in the industry.
Fundraising
Despite the challenges presented by the pandemic, Molo thrived, raising Series A financing and securing £266 million in mortgage funding. In 2020, we diversified our product offerings to include HMO and limited company mortgages, providing customers with increased choice and flexibility.
Partnering with intermediaries
In 2021, Molo achieved over 30x year-over-year growth and secured a place in the UK Top 100 Startups list for the second straight year. During this time we have partnered with several major Networks and Clubs to support our growth aspirations.
Building and expanding on these strong business partnerships underpin our broker channel and supplement product expansion, providing Molo with comprehensive market reach and innovation.
ColCap investment
In 2022, Australian lender ColCap made a strategic investment into Molo, providing support in further expanding Molo’s access to mortgage funding to accelerate its growth into both domestic and international markets.
Expanding into non-UK resident mortgages
Building upon our international expansion, we launched buy-to-let mortgages targeted at non-UK residents. This product offering signals our commitment to serve international investor clients and give them access to the UK market.
Scaling the business
Our team
Leadership team
Andrew Chepul
Chairman
Matt Kimber
Chief Executive Officer
Mark Michaelides
Chief Commercial Officer
Julie Eastty
Head of Compliance & MLRO
Neil Jones
Financial Director
Paolo Tanca
Treasurer
Sharon Sohal
Head of People (Mat leave)
Lauren Clough
HR Business Partner (Mat cover)
Board and Advisors
Andrew Chepul
Chairman
Ilias Pavlopoulos
Non-executive Director
Matt Kimber
Chief Executive Officer
Lynda Blackwell
Non-executive Director
Nigel Batley
Non-executive Director
Why partner with Molo?
Links to get started
We welcome mortgage applications from overeseas investors and have partnered with AAA Financial Corporation to process and coordinate non-UK resident buy-to-let mortgages.
Molo Tech Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 951899.