Molo Finance is an award-winning fintech start-up transforming the mortgage industry as Europe’s only digitally native mortgage lender. We use technology to deliver simpler and faster online mortgage lending. Since its inception, Molo has maintained a commitment to exceptional customer service while utilising its expertise to offer a variety of specialised buy-to-let products tailored to […]
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The valuation is one of the most important parts of getting a mortgage. It confirms if the property you’re buying or remortgaging is worth the amount stated. But what happens during the valuation to mortgage offer? Here, we’ve got the lowdown on what you can expect, including valuable insight from a Molo team member who
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You will hear the words “solicitor” and “conveyancer” bandied about during the property buying process. Yet, for many buyers, this is the point where confusion sets in. They end up asking themselves, “what’s the difference between a solicitor and conveyancer?” And it’s the sort of question you really need to know the answer to. After
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Conveyancing is the legal transfer of property from one owner to another. But when you break it down, there’s a whole lot more to unpack, and it’s easy to see why people get confused about conveyancing. That’s why we’ve created this guide, which details the conveyancing process just for you. What is conveyancing? If you
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Mortgage interest rates can be complicated. There’s a lot to take in from the initial rate to the SVR and from fixed rates to tracker rates. Setting aside the different options available for one moment, many buyers want to know the average mortgage interest rate. Understandably, knowing the average rates gives you an indication of
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Releasing equity from the main property you live in could be an effective way to raise cash later in life. But while equity release may suit some people, it’s not advised for everyone and can be very expensive. Here, we’ve got everything you need to know about releasing equity from your home. What is equity?
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Molo has launched residential FlexLife mortgage, a product from our brand new residential range known as Molo Home. Meeting home-buying needs We’re launching this product at a time when a large number of home buyers are struggling to get onto the housing ladder, as cited in our report, Introducing Generation Rent. It found that 91%
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Mortgages come in all shapes and sizes, and not every option is suitable for everyone. To make sure that borrowers get a suitable mortgage they can afford, lenders set a list of rules that need to be met. These are called eligibility criteria and can include basic elements like having a certain deposit amount as
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Part and parcel of getting a mortgage Remortgaging is part and parcel of getting a mortgage and something most people do when their fixed-rate ends. While the tides are changing somewhat thanks to the introduction of long-term fixed-rate mortgages, most homeowners can still expect to remortgage at some stage. But how often can you remortgage,
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If there’s one common conception in the mortgage industry, it’s that borrowing to buy a property while you’re self-employed is very tricky indeed. In fact, buy-to-let mortgages for self-employed people often prove elusive, with lenders asking you to jump through hoops to gain access to borrowing. But just how hard is it to get a
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Molo Tech Ltd is registered in England and Wales no. 10510180. Registered office: 84 Eccleston Square, London SW1V 1PX. Molo Tech Ltd is a wholly owned subsidiary company of ColCap Financial UK Ltd that is registered in England and Wales no. 14127877.
Molo Tech Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 951899.